CRITICAL ILLNESS PROTECTION
Protect Your Family from the Unexpected
Critical illness insurance provides a tax-free lump-sum payment to help you manage expenses while you focus on recovery.
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Critical Illness Essentials
Covered Conditions
0
+
Lump Sum Payment
$50k-$
0
M
Survival Period
0
Days
Tax Status
0
% Tax-Free
Financial Flexibility
Use the benefit where your family needs it most. The insurer generally does not require the benefit to be spent on one specific type of expense.
- Mortgage, rent and household bills
- Time away from work for treatment or recovery
- Childcare or help at home
- Travel and accommodation for medical care
- Home accessibility modifications
- Debt reduction and emergency saving
Common Critical Conditions
Most comprehensive plans in Canada cover these 26 conditions. Each condition has a specific medical definition that must be met for a claim.
- Acquired Brain Injury
- Aortic Surgery
- Aplastic Anemia
- Bacterial Meningitis
- Benign Brain Tumour
- Blindness
- Cancer
- Coma
- Coronary Artery Bypass Surgery
- Deafness
- Dementia (including Alzheimer’s)
- Heart Attack
- Heart Valve Replacement
- Kidney Failure
- Loss of Independent Existence
- Loss of Limbs
- Loss of Speech
- Major Organ Failure (Waiting List)
- Major Organ Transplant
- Motor Neuron Disease
- Multiple Sclerosis
- Occupational HIV Infection
- Paralysis
- Parkinson’s Disease
- Severe Burns
- Stroke